HCC StockWatcher vs Empower
Empower Personal Dashboard is a free financial account-aggregation and net-worth tool that connects to a user's banking, credit card, and retirement accounts, with paid wealth-management advisory services offered separately.
Verified 2026-07-27 — https://www.empower.com/tools
Empower details below are taken from their own published pages and were verified on 2026-07-27. Product details change — check their site for current information.
Feature Comparison
| Feature | HCC StockWatcher | Empower | Source |
|---|---|---|---|
| Plans & pricing | Free tier (50 transactions, 1 portfolio), Standard at $9.99/month, and Pro at $24.99/month, with a 14-day Pro trial on signup. | The Personal Dashboard and financial tools are published as free: "Nothing! The dashboard experience and financial tools are completely free and take just a few minutes to set up." Separate wealth-management advisory services from Empower Advisory Group are available for a fee not stated on this page. | https://www.empower.com/tools |
| Free-tier limits | 50 transactions and 1 portfolio. | Not published. No numeric limits on accounts or portfolios are stated for the free dashboard. | https://www.empower.com/tools |
| Tax report support | US (Form 8949, wash sale, NIIT, AMT credit, Section 1256) and Canadian (T5008, ACB, superficial loss, TFSA/RRSP room, dividend tax credit) reports, always presented as estimated reference data — never as filings or tax advice. | The page references a partnership described as with 'full service tax filing providers' (Taxfyle); it does not state which countries are supported. | https://www.empower.com/tools |
| Asset types tracked | Equities and ETFs, the full options lifecycle (write, close, expire, assign, exercise), fixed income, crypto, cash in 11 currencies, plus manually entered net-worth items (real estate, vehicle, bank, other) and liabilities. | IRAs, 401(k)s and other retirement plans, investment accounts, mortgages, loans, savings and checking accounts, and credit cards. Real estate is not explicitly named as a trackable asset type on this page. | https://www.empower.com/tools |
| Automatic brokerage connection | None. StockWatcher imports transactions from CSV files across 12 supported brokerage formats, with a preview step before anything is saved. There is no automatic brokerage or bank account connection — no SnapTrade, Plaid, or Flinks integration. | Yes — the page states users can 'securely connect all your accounts in one place,' including retirement, investment, and banking accounts. | https://www.empower.com/tools |
Where Empower may suit you better
- Individuals who want free retirement and net-worth planning tools that also aggregate everyday bank accounts, credit cards, and loans automatically at no cost — account types outside what StockWatcher's manual net-worth entries cover.
Ready to get started?
Free to start — no credit card required. Every new account includes a 14-day Pro trial.
Create Your Free AccountThis comparison is provided for informational purposes only. HCC StockWatcher is the publisher of this comparison and may have an inherent bias. Always verify current features and pricing on Empower's own site before deciding.