Free Financial Calculators
Free standalone calculators for Canadian investors. A signed-in account unlocks the full planning suite — retirement projections, TFSA/RRSP/HBP contribution tracking, AMT credit (US), loss carryback (CA), what-if scenarios, and the year-end tax planning dashboard.
Estimates for informational purposes only — consult a qualified financial professional before making decisions.
RRSP Meltdown Calculator
Model RRSP withdrawal strategies to estimate potential tax differences between voluntary meltdown and mandatory RRIF conversions. Input your balance, age, income, and withdrawal amounts to compare scenarios.
Try calculator →RESP Calculator with CESG
Project how your Registered Education Savings Plan contributions may grow over time, including the Canada Education Savings Grant (CESG) government match of up to $500 per year per child.
Try calculator →Capital Gains & ACB Calculator
Estimate adjusted cost base across multiple purchases and your taxable capital gain at Canada's 50% inclusion rate. Enter buy lots and a sale to see ACB per share, gain or loss, and the taxable portion.
Try calculator →TFSA Contribution Room Calculator
Estimate your available TFSA room using CRA annual limits from 2009 onward, accounting for past contributions and prior-year withdrawals that are added back to your room.
Try calculator →RRSP Contribution Room Calculator
Estimate RRSP room: 18% of prior-year earned income up to the annual maximum, plus unused carry-forward room, minus your pension adjustment.
Try calculator →Dividend Yield & Income Calculator
Calculate dividend yield, estimated annual income, per-payment amounts, and yield on cost from a stock's price, annual dividend per share, and your share count.
Try calculator →Related Resources
Want the full planning suite?
Pro plan includes full retirement projections, tax lot modeling, provincial tax rates, and year-by-year scenario planning.
Create Your Free AccountAll calculators are for informational and educational purposes only. Results are estimates based on simplified assumptions and do not account for all tax rules, provincial variations, or individual circumstances. They do not constitute financial, tax, or investment advice. Always consult a qualified financial planner and tax professional before making retirement or education savings decisions.