Estimate new RRSP room for 2026: 18% of your prior-year earned income, capped at CA$33,810, plus any unused room carried forward, minus your pension adjustment. Estimates only — your official room is on your CRA Notice of Assessment.
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Source: CRA — RRSP/TFSA limits and YMPE
This calculator is for informational purposes only and does not constitute financial or tax advice. "Earned income" has a specific CRA definition that may differ from your total income. The annual maximum shown is for the current tax year; limits change annually. Your official, authoritative RRSP deduction limit is on your CRA Notice of Assessment. Always verify before contributing.